Having graduated from Tufts University, Jim Fratello is a native Bostonian with over 30 years’ experience in the financial services industry.

“While I may not have seen it all, I’ve seen a lot,” says Jim. “I’m proud to have guided my clients through some of the most volatile market conditions seen in their lifetime. I’m also honored to be serving multiple generations, many for over 25 years, helping them ensure continuity, transfer wealth and fund private educations.

It’s important to me that clients understand how my recommendations address their financial concerns, and why it makes sense for them. Many clients arrive with multiple retirement plans from prior and current employers, often without any coordination among the plans. I enjoy rising to the challenge of organizing and simplifying all the pieces of their puzzle, particularly in the context of an ever increasingly complex world of investments.”

As an Independent Investment Advisor Representative of Independent Financial Group, LLC, Jim can objectively tailor his clients' investment programs to their particular situation and time frame, without the biases and constraints often placed upon captive advisors by large firms.

Jim has been a distinguished member of The National Advisory Board of Dunham & Associates, Inc. Investment Council for over 25 years, and a Registered Representative of Independent Financial Group, LLC.

A true “foodie,” Jim enjoys the adventure of cooking, dining and entertaining. He also enjoys restoring his old diesel mercedes. He has two married sons and four grandchildren.