Old Colony Investment Services

This group consists primarily of Professors, Deans, Superintendents and other faculty. Once established, they often face a multitude of career choices such as:  to move out of the classroom, step down with a lesser course load, take a sabbatical, mentor or co-author with a colleague, relocate or retire altogether. Along with each of these options comes a host of investment choices and opportunities. Retirement plans can range from too restrictive with few options, to a boggling list of confusing choices. I help clients “avoid the potholes” by coordinating and consolidating multiple pension and retirement plans and adding professional money management to existing plans. The goal during this period is to help with the transition from earned income to investment income, and help to create a lifetime stream of income. And finally, I open the discussion about the impact of Income and Estate Tax.

My medical professional clients consist of clinicians, researchers and academic professionals. They may also be administrators or sole practitioners, part of a group practice or salaried hospital staff. Their concerns include employer changes due to hospital or practice mergers and acquisition, financial challenges from starting to earn income later, and medical school debt. Often these “sandwich generation” clients are also faced with subsidizing children’s education and assisting their parents at the same time. I help them to determine whether they can afford to retire, how to maximize retirement benefits, how their investments affect their taxes, and how to convert capital (assets) to income. By providing realistic, objective answers, I can assist in creating a stream of income and planning to help protect and distribute their assets, both while working and in retirement. I will work in conjunction with your attorney to help you leave what you want, to whom you want, when you want, with the goal of reducing taxes and maximizing control.

My single women clients often find themselves suddenly alone, responsible for their finances, including investments, perhaps for the first time in their lives. They may still be emotionally vulnerable from a death or divorce. They may be lacking in confidence and/or experience in financial matters, or uncertain about where to turn for assistance. Some may not even recognize or admit they need it. While they may have been successful at careers and /or parenting, they now face new challenges. Coordinating through a solid network of allied professionals, I help these clients identify, address and solve their most important areas of financial concern, facilitating money-centered discussions, which may include other family members or potentially future partners. I help preserve and protect their wealth by helping them make critical financial decisions. I also help guide them through the process of changing tax or legal professionals if they desire. Together, we leverage their resources to organize and simplify their financial well being with ongoing guidance and assurance. All of which allows them to feel comfortable, confident and in control of their wealth.